Viewing 113 - 128 out of 192 posts

Ohio Medicaid MMMNA

The annual inflation adjustment for the Minimum Monthly Maintenance Needs Allowance (MMMNA) and the Excess Shelter Allowance (ESA) under the Ohio Medicaid program was just announced to be effective July Read More

New Protections for Nursing Home Residents

New Obama-era rules designed to give nursing home residents more control of their care are gradually going into effect. The rules give residents more options regarding meals and visitation as Read More

Miller Trust Problems in Ohio Medicaid for Nursing Home Residents

Ohio’s new income eligibility rule for Medicaid has caused a lot of angst and complications for Ohio’s Medicaid recipients. This rule went into effect last August 1, 2016. The income Read More

Importance of a Funeral

Every person deserves some sort of funeral service no matter how brief or inexpensive. A person has lived a life with some friends and family and their life should be Read More

Buying Long Term Care Insurance: my personal experience

Clients contact me to find out how they can protect their estates from the high cost of nursing home care using trusts and other estate planning techniques. The first thing Read More

Estate Planning Seminars

The most popular seminar that I present to community groups is “Protecting Your Estate From Nursing Home Costs.” However, I present other estate planning topics that are just as good Read More

A Cryonics Dynasty Trust for the Wood Frog

The wood frog in Alaska survives all winter long in a frozen solid state. Its physiology utilizes “cryoprotectants” that enables it to survive and thaw out to resume its life Read More

Dispute Between Brothers Demonstrates Need to Plan for Long-Term Care

A recent New Jersey appeals court case demonstrates how important it is for families to come up with a long-term care plan before an emergency strikes. The case involves two Read More

Social Security for Seniors not increased enough to keep pace with inflation

A recent news story had some interesting observations about the very low Social Security COLA increases for 2016 and 2017. The annual survey by The Senior Citizens League shows that Read More

Amended American Health Care Act Passes House (effect on Ohio Medicaid)

The House of Representatives passed an amended version of the American Health Care Act today – May 4, 2017. Beyond reforming the health insurance system, the legislation would turn Medicaid’s Read More


Washington-Centerville Public LibrarySaturday, May 13, 201710:30 a.m. to 12:00 p.m. The Ohio Medicaid program has just enacted major changes; the most dramatic since its inception in 1972. Ohio has terminated its Read More

DYNASTY TRUSTS: another point

Another point to consider about use of a dynasty trust is that you do not have to commit 100% of your estate to the trust. You may leave some portion Read More

New World’s Oldest Woman

I am always amazed when I hear stories of the world’s oldest living persons. Imagine the change in our world that a person has lived through if they are 117 Read More


Vandalia Senior Citizens CenterTuesday, May 2, 20171:00p.m. to 2:30p.m.  The Ohio Medicaid program has just enacted major changes; the most dramatic since its inception in 1972. Ohio has terminated its 209(b) Read More

DYNASTY TRUSTS: A Great Family Legacy

Modern trust law in many States permits a trust to exist for many generations and provide benefits to your grandchildren and their descendants or other desired beneficiaries. This type of Read More

Is It Better to Use Joint Ownership or a Trust to Pass Down a Home?

When leaving a home to your children, you can avoid probate by using either joint ownership or a revocable trust, but which is the better method? If you add your child Read More

Viewing 113 - 128 out of 192 posts